India's #1
Halal Working Capital Platform
Not lending. Not interest.
A new way to back businesses through shared outcomes.
Early Momentum
Bridging Capital for Ethical Industries
How Zaylo Works
True Partnership in 3 Steps
SMEs Request Capital
Verified businesses list working capital needs for specific cycles.
Investors Partner Up
Investors fund the opportunity, becoming temporary partners.
Profit Sharing
Profits (or losses) are shared based on actual outcomes.
Why Choose Zaylo?
A modern, ethical way to fund real businesses — built on transparency and partnership.
Partnership, Not Lending
We enable short-term business partnerships where outcomes reflect real performance — not fixed interest.
Performance, Not Promises
Returns are based on actual business results. No predictions, no fixed percentages, no interest.
Guided Oversight
Every step follows defined ethical principles and governance checks — including Shariah review.
Short Cycles ≈ 30 Days
No long lock-in. Learn, observe, and decide whether to continue each cycle.
Documented Outcomes
Every cycle ends with shared performance reports, so you see how results were calculated.
Built for Small Businesses
Designed to support honest, hard-working SMEs — not speculative trading or debt traps.
Note: Business involves risk. We operate transparently so you can make informed decisions — not assumptions.
Why Zaylo is Different
From Debt to Partnership
No Guarantees ≠ No Protection
How we manage risk without breaking Shariah.
We don't offer false promises of "fixed returns". Instead, we use transparent oversight and strict validation.
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Careful Business Screening
We verify business activities, financial history, halal compliance, and operational capacity.
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Transparent Agreements
Every cycle is tied to a clear partnership agreement reviewed by Shariah oversight.
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Short Cycle Duration
Capital is typically engaged for ~30 days, not years.
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Full Visibility
Investors view financial reports, cycle status, and P&L summaries inside the platform.
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Shariah Governance Oversight
A certified Shariah advisor reviews process, contracts, and compliance checkpoints.
Deal Structure: Real Example
*Example only. No fixed ROI. No promised returns.
Built For Those Who Want Growth Without Compromise
Join the movement replacing debt with partnership.
Businesses tired of debt traps
Individuals seeking ethical wealth pathways
Professionals wanting passive capital participation
Communities building each other — not banks
Community Voices
Why people allow us to serve them
"Invested recently, got 1.2x returns! 📈 Really impressed with their credibility. ✅"
"Zaylo exists because ethical businesses deserve ethical finance."
Our vision is to replace debt with partnership. We believe that when risk and reward are shared, everyone prospers.
Ready to Partner?
Be part of the first halal working-capital platform in India. Join the waitlist today.
Disclaimer: Zaylo does not provide loans or guaranteed returns. All capital participation follows a shared outcome model based on business performance. Regulatory compliance & Shariah governance are continuously reviewed.